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Bad Credit? Let I-5 Toyota Help!

The Credit Team at I-5 Toyota is dedicated to help you buy the vehicle you deserve with the best loan you qualify for. We have access to over 1000 new and used cars, trucks, vans, and SUVs, in most makes and models. With that many vehicles to choose from, how will you know what vehicles you qualify for?

After you APPLY on our simple pre-approval form, we can work to get your auto loan approved and help find vehicles that work for your financing.

Have Questions or want to Apply on the Phone?

Call our Credit Team at 888-300-3502

We have loan programs for any situation, and even offer Guaranteed Credit Approval.

Great Rates

We work with several credit unions, finance companies, and banks to help get you the best loan you deserve. We often have rates as low as 0%. That is on approval of credit, of course, but we can often get people lower rates than they get approved for elsewhere.

Affordable Down Payment

Everyone knows that having a large down payment is a way to get a lower payment and/or interest rate, but not everyone has 20-30% down. We can often help with as little as $0 down.

Easy Credit Approval

We can get anyone with $800/month provable income approved for an auto loan. No fine print necessary. If you want it, we will even print your approval for you.

Open Bankruptcies

We can help most people the file bankruptcy the SAME DAY they file. Often with $0 down. Our bankruptcy auto loan programs are second to none.

Chapter 7 Bankruptcy

Whether you just filed, had your 341 meeting, or discharged: We can help! We specialize in helping people with recent Chapter 7 Bankruptcies.

Chapter 13 Bankruptcy

We know how to help you get a loan while in a Chapter 13 Bankruptcy. We can help you get the trustee's approval to obtain an auto loan. We know the guidelines that the trustee preferrs to see on your loan. We can even answer any questions your attorney might have about the process!

Recent Repossession

Our Credit Acceptance program allows us the opportunity to help people with a recent vehicle repossession buy a vehicle. Most lenders require one or two years after a repossession in order to be considered for an auto loan. If you need a car because your last one got repossessed, give us a chance to help!